Send a link
Get paid by card
No cash
No card machine
Before the booking or after
Your client pays from their phone, on a secure page. You see the money confirmed before you open the door.
- Payment links
- Deposits
- QR code
- 3-D Secure
- Working name only
- Discreet statement
- Self-billing
- Bank payouts
- Verified accounts
- Refunds
- No hardware
Four steps
that's it
- Open an accountWe check your ID, your registration and that you are over 18. A few minutes of your time, a working day of ours.
- Type the amountAdd a short note the client will see. You know what you receive before you send anything.
- Send the linkOn WhatsApp, by SMS, by email, or as a QR code on your screen. The client pays by card.
- Get paidWe transfer the money to your bank account and raise the invoice for you.
Private
by default
When your client opens the link, the payment page shows the working name you chose, the amount and the note you wrote. Nothing else.
Their card statement shows one word: Invozo. No name, not even your working name, and nothing about what you do. We tell the client that exact wording before they pay, so nobody is surprised later.
Your legal name, your address and your bank details stay with us. We have to check them, because the law asks anyone who handles card payments to know who they pay. They go no further.
Prices
Our
fee
Of each payment a client makes. Nothing else.
Monthly
fee
No rental, no minimum, no contract term.
First 30 days
per link
And up to €600 a day, or the same in pounds or francs. Limits rise as your history builds.
You receive Our fee: €20.00
Good
to
know
- You pay only when a client pays you.
- You set your own prices. We never see your bookings and we never tell you who to see.
- A link works on WhatsApp, by SMS, by email or as a QR code.
- Take a deposit when the booking is made and the rest on the day.
- No 3-D Secure, no payment. The client has to approve each payment in their banking app; a card that cannot do that is refused.
- New accounts start with limits: up to €200 per link and €600 a day for the first 30 days.
- Payouts go to a bank account in your own name. No one else's.
- Invite someone you know: in every month she takes a payment, for her first three months, your own fee is 8% instead of 10%. She starts at 10% and gets the same deal when she invites someone herself. You never receive anything from her payments.
- Work in a licensed venue? You still open your own account. The venue never receives your money.
- Open in Germany, Austria, Switzerland, the Netherlands and Great Britain (England, Wales and Scotland). Not in Northern Ireland.
What we ask for
and why
Three kinds of proof: who you are, that your work is registered or declared where you do it, and that the bank account is yours. The law asks us for the first and the third. The second protects you as much as it protects us. A bill in your name is not on the list.
Everyone
- Passport or national ID card. A driving licence is not enough.
- A live selfie, taken on your phone while you register.
- Your IBAN, in the same name as your ID.
- Your address. You tell us where you live; you do not have to prove it with a bill.
- Proof of address: optional. Sharing a flat, with the bills in someone else's name? That is fine. If you want to add something, your residence registration works (Meldebescheinigung, Meldezettel).
Germany
- Registration certificate (Anmeldebescheinigung) under the Prostitutes Protection Act, ProstSchG.
- Tax number (Steuernummer) for your self-employed work.
- Your VAT status: small business under § 19 UStG (Kleinunternehmer) or VAT-registered. It decides how your invoice looks.
Austria
- Proof that you are registered for sex work in the state where you work: in Vienna the police registration, elsewhere the document your state issues.
- Tax number (Steuernummer) from the Finanzamt, as a self-employed person.
- Your VAT status: small business (Kleinunternehmer) or VAT-registered.
- Not Austrian? EU and EEA citizens: your registration certificate (Anmeldebescheinigung) if you stay over 3 months. Others: a residence permit that allows self-employment.
Switzerland
- Swiss ID, or a valid permit (L, B or C). EU and EFTA citizens working up to 90 days a year: the confirmation of your online notification.
- Registration with the canton or city where you work, where it is required.
- UID number, if you have one.
Netherlands
- Chamber of Commerce registration (KvK extract) as a self-employed person.
- VAT number (btw-id), and whether you use the small-business scheme (KOR).
- Municipal licence, where your municipality asks for one for the way you work.
- Right to work: Dutch, EU, EEA or Swiss citizenship, or a residence permit that allows self-employment.
- Age: some municipalities set the minimum at 21. Where they do, so do we.
Great Britain
- England, Wales and Scotland only. In Northern Ireland paying for sex is against the law, so we cannot take payments there.
- Your UTR (Unique Taxpayer Reference), which shows you are registered as self-employed with HMRC.
- VAT number, only if you are VAT-registered.
- Right to work for yourself: British or Irish citizenship, or an immigration status that allows self-employment.
- You work on your own account. No agency, manager or premises owner can hold the account or receive the money.
Rules differ between German and Austrian states, Swiss cantons, Dutch municipalities and the nations of the UK. If yours asks for something more, so do we. Until every document is checked and approved, the account cannot create a payment link.
Paperwork
done
Invozo is the merchant of record. In plain words: your client pays Invozo, and Invozo pays you.
For each payout we write the invoice on your behalf. German and Austrian tax law call it a Gutschrift; in English it is self-billing. It only counts if we both agreed to it beforehand, so you sign a short self-billing agreement when you open the account. Four points:
- You allow us to issue invoices in your name for the payments made through your links.
- You do not issue a second invoice for the same money.
- You declare your income and pay your own taxes where you live. We give you the documents; we are not your tax adviser.
- You have 5 working days to tell us an invoice is wrong, and we correct it.
- Your client paid
- €100.00
- Our fee (10%)
- −€10.00
- Paid to your IBAN
- €90.00
*Every invoice carries the word “Gutschrift”, your tax number and its own number in sequence. If you charge VAT, it is shown on a separate line; we set that up with you when you open the account.
If you are
the one paying
Someone you booked sent you an Invozo link. This is what happens to your card and to your money.
Something looks wrong? Write to us first. We answer faster than a bank does, and nothing on this page takes away the rights the law gives you. The full terms for paying clients and the refunds policy are two short pages.
- Who you pay
- Invozo, as merchant of record. Never a private account.
- How you confirm
- In your banking app, with 3-D Secure. Without your approval there is no payment, and a card that does not support 3-D Secure is refused.
- Your statement
- It shows only Invozo, with no other name. You see the exact wording on the payment page and again in the receipt we email you.
- Your card
- The card details go straight to the payment processor. The person you pay never sees them.
- Refunds
- Before the appointment, ask the person you booked or write to us; the money goes back to the same card. Once the service has been provided, the payment is final.
Your account
yours alone
One person, one account. We check a government ID and a live selfie before your first payout, and we do not open accounts for anyone under 18.
Nobody can register for you, hold your login or collect your money. Payouts go to a bank account in your own name, or they do not go.
Where
we say no
No account opened by someone else for you. No payout to another person's bank account, whoever asks. No payments for anything that is against the law where you work.
If an account looks like a person is being pushed, controlled or kept from their own earnings, we freeze it and we report it. We would rather lose a customer than move that money. The whole list is in the acceptable use policy.
Your data
locked up
We hold documents that connect your name to your work. We treat them as the most sensitive thing we have. The privacy policy has every detail.
- Why we hold it
- Anti-money-laundering and tax law oblige us to, and your agreement with us needs it. We do not use it for marketing and we do not sell it.
- How it is stored
- Encrypted with AES-256, in an archive kept apart from the rest of the system.
- Who can open it
- Our compliance officer. Every view and every download is written to a log that cannot be edited or deleted.
- How long
- As long as the law requires: at least 5 years after you close your account. Then it is deleted for good.
- Closing your account
- Any time you want. Your profile goes at once; invoices and identity checks stay locked in the archive until the legal period ends.
This is your money
You set the price and you choose the client. We move the payment from their card to your bank account, and we stay out of the rest.
Open an account >About us
Invozo moves card payments for people in adult work, in countries where that work is legal.
Most banks say no. Most card machines come with a contract that says no in small print. So people carry cash, lose bookings to no-shows and have nothing to show an accountant at the end of the year.
We built a link you can send from your phone and a payout that lands in your own bank account. That is all it is.
Talk to us >